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For people who actually use their cards

Your cards are worth more than you think.

Credit Buddy tracks every benefit, credit, and reward across all your cards so you never leave money on the table.

Every credit. Every point. Every card.

Free to start. No credit card info needed.

Credit Buddy tracker view
50+
popular cards supported
2
minutes to set up
10+
hidden perks per premium card
Why Credit Buddy

Everything your card portals won't show you

Never miss a credit again

Every monthly dining credit, streaming perk, and annual travel benefit tracked automatically. Know exactly what you've used and what's expiring.

Your benefits, on a timeline

See when every credit resets and every benefit expires. A calendar view built for card holders, not accountants.

Know which cards are earning their keep

See the real ROI on every card. Annual fee vs. benefits used -- so you can keep the winners and drop the rest.

All your points, one dashboard

Chase, Amex, Capital One -- every rewards balance in one place. No more logging into five different apps.

Is that redemption actually worth it?

Enter your points, the cash price, and any fees. Get an instant read on whether that transfer is a smart move or a points trap.

Benefit tracker screen Benefits calendar screen Card value analysis screen Rewards dashboard screen Points calculator screen

One tool. One price.

We don't believe in subscriptions for a tracking tool. Pay once, own it forever.

Credit Buddy+

Everything you need for a lifetime of optimization.

Unlimited cards Rewards dashboard Calendar view Points calculator Value analysis Custom categories
$4.99
One-time payment
Reserve my spot
How it works

Set it up once. Stay on top of everything.

Add your cards

Tell us which cards you carry. We'll pull in all the benefits automatically.

Track everything

One dashboard for all your cards. No more bouncing between apps to check what you've used.

Never miss out

Get reminders before credits expire and know exactly which cards are worth keeping.

What people ask before joining

Do you need my bank login?

Nope. You manually add your cards and log your own usage. We never touch your bank accounts or credentials.

What cards do you support?

Any card with benefits or rewards. Amex, Chase, Capital One, Citi, US Bank -- if it has a perk, we can track it.

Is it really just $4.99?

Yep. One payment, lifetime access to everything. No subscriptions, no upsells, no nonsense.

Can I try it before paying?

The free tier lets you track up to 2 cards with basic features. Upgrade whenever you're ready.

Stop losing money on cards you're already paying for.

You're paying annual fees anyway. Might as well get your money's worth.

Get early access →